For Investors

Invest from a range of carefully curated and bank-approved distressed asset opportunities — ring-fenced, one-property-one-LLP.

Below-market entry

Acquire residential property at an OTS / negotiated price below current market value, with a documented basis for the discount.

Ring-fenced positions

Each deal is its own LLP. Rent-default or exit risk on one position does not spill into your other HQEX positions.

Rent income, then strike

Year 1 rent at ~7% of capital, escalating 5% yearly across a 3+1 year lease. Borrower may re-own at a pre-agreed strike; otherwise a secondary exit.

Dignified, consent-led

The borrower is a tenant until final exit — no eviction-first model. Consent and due process are built into every step.

How it works

01

Delinquency

Bank refers an eligible property-backed distressed account.

02

Investor LLP

An LLP is formed for one property. You commit capital into that specific LLP.

03

OTS / sale

The LLP buys the property at a below-market OTS or negotiated sale price.

04

Lease 3+1

Borrower stays as tenant. Rent is paid to the LLP on a 3+1 year lease with a strike ladder.

05

Re-own or exit

Borrower re-owns at strike, or the position exits via a secondary sale.

Indicative IRR of 11–14% is illustrative and subject to deal, gate, and market conditions. Not a guarantee of returns. Conditions apply.